I was joking about another crash (although I took quite a bath in the last one along with everyone else). Thankfully, I was smart enough to increase mine and my wifes contributions to our 401Ks to the max amount allowed by law at the end of 2002 which was pretty damned near the bottom.
Our 401Ks have increased an avg of 16.4% each year since then and we're still maxing out.
Not all of us cops are just dumb, donut eating, flat-footed fools