This first hand I'm pretty sure I misplayed, 4 clubs on the board, I have the jack club, but pretty sure I should have just called along instead of folding. So yes? Incorrect fold?

Poker Stars
No Limit Holdem Ring game
Blinds: $0.05/$0.10
6 players


Pre-flop: (6 players) Hero is SB with
UTG raises to $0.2, UTG+1 folds, CO calls, Button folds, Hero calls, BB calls.

Flop: ($0.8, 4 players)
Hero checks, BB bets $0.4, UTG calls, CO folds, Hero calls.

Turn: ($2, 3 players)
Hero checks, BB checks, UTG bets $0.6, Hero folds, BB calls.

River: ($3.2, 2 players)
BB bets $0.1, UTG calls.

Results:
Final pot: $3.4

And this second hand, should I have folded the flop already? Or called the turn at all? It seems way too strong a bet for absolutely nothing, more like he's desperately over-betting to protect vs a flush draw with a set or two-pair here.

PokerStars Game #11303525962: Hold'em No Limit ($0.05/$0.10) - 2007/08/04 - 09:57:19 (ET)
Table 'Lola III' 6-max Seat #3 is the button
Seat 1: Pasha_Idaho ($5.50 in chips)
Seat 2: EhRa ($8.85 in chips)
Seat 3: godindetails ($14.75 in chips)
Seat 4: klem76 ($11.55 in chips)
Seat 5: PhilipJWitow ($16.65 in chips)
Seat 6: Patch.com ($0.90 in chips)
klem76: posts small blind $0.05
PhilipJWitow: posts big blind $0.10
*** HOLE CARDS ***
Dealt to PhilipJWitow [Ah Qc]
Patch.com: folds
Pasha_Idaho: calls $0.10
EhRa: calls $0.10
godindetails: raises $0.30 to $0.40
klem76: calls $0.35
PhilipJWitow: calls $0.30
Pasha_Idaho: calls $0.30
EhRa: folds
*** FLOP *** [3c 9c Qd]
klem76: checks
PhilipJWitow: checks
Pasha_Idaho: bets $0.10
godindetails: raises $1.30 to $1.40
klem76: folds
PhilipJWitow: calls $1.40
Pasha_Idaho: folds
*** TURN *** [3c 9c Qd]
PhilipJWitow: checks
godindetails: bets $3.90
PhilipJWitow: folds
godindetails collected $4.40 from pot
godindetails: doesn't show hand
*** SUMMARY ***
Total pot $4.60 | Rake $0.20
Board [3c 9c Qd Kd]
Seat 3: godindetails (button) collected ($4.40)

I would call the turn and maybe raise the river.